![]() #Moneywell reports softwareIt's easy to add features to software if you don't care how confusing or cluttered the interface becomes but adding functionality without adding complexity can be very challenging. The hardest part of creating and improving MoneyWell has been sticking to the original concept of a single window design. Kevin Hoctor: MoneyWell is a fairly intuitive program, what challenges as a developer did you run into creating MoneyWell? Did/does working within a Leopard platform make it easier or harder to create MoneyWell? How so? To keep the process even easier, MoneyWell fits its tools into a single window interface-a less is more philosophy. You don't need to run a report or click through five layers of a pie chart just to see that you have $200 left to spend on groceries or $50 for entertainment. MoneyWell uses the "envelope" budgeting system, which allows you to see what you have to spend before you spend it. MoneyWell on the other hand was designed to be very straightforward and even a bit fun. It's challenging to me at times and I'm a software developer. Quicken can also be overwhelming to many users because of the layers of windows, toolbars, menus, and options. By that time, it's too late for most people to fix their mistakes so they just try to do better next time without really knowing what "better" means. With Quicken, you spend first and then run reports after to see if you have overspent. The primary difference between MoneyWell and Quicken is that MoneyWell lets you manage your finances proactively. Kevin Hoctor: Quickbooks is primarily a business finance application, so it's not really a direct competitor to MoneyWell. What are some of the significant differences between MoneyWell and the Quicken programs? Given the choice of surfing the web and chatting on Facebook or staring at financial reports and updating your budget, which would you choose? Fun and easy almost always wins.ĪppleMatters: QuickBooks and Quicken are two popular financial management programs. It's also hard to stick to a budget if you dedicate hours managing your spending on a computer. ![]() ![]() Add to that the pain of learning and using a computer program and it's easier for many just to ignore the whole process. Many people think budgeting calls for sacrifice and difficult choices. Kevin Hoctor: I don't have any solid numbers on the percentage of people using formal budgeting tools, but I'm quite sure it's low. Do you have any idea of what percentage of people in this country maintain some sort of formal money management system? If that percentage is fairly low, why do you think that's the case? As part of a review of No Thirst Software's MoneyWell, I conducted an interview with its developer Kevin Hoctor to get more information about his very useful program.ĪppleMatters: Let's talk about money management first. ![]()
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